Terms and Conditions

Last Updated: June 06, 2025

1. Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you and FinMark AI ("we," "us," or "our"), concerning your access to and use of our website and services.

You agree that by accessing our website and/or services, you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with these Terms and Conditions, you must not access or use our website or services.

2. Services

FinMark AI provides AI-powered financial assistance services to businesses in Canada. Our services may include financial analysis, reporting, insights, and recommendations. The specific features and functionality of our services are subject to change and may be updated from time to time.

3. Account Registration and Security

To access certain features of our services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security.

4. User Responsibilities

When using our website and services, you agree to:

  • Comply with all applicable laws and regulations
  • Provide accurate information
  • Use the services only for legitimate business purposes
  • Not engage in any activity that could harm, disable, or impair our services
  • Not attempt to gain unauthorized access to our systems or networks
  • Not use our services for any illegal or unauthorized purpose

5. Intellectual Property

Our website and services, including but not limited to text, graphics, logos, icons, images, software, and content, are owned by or licensed to FinMark AI and are protected by Canadian and international copyright, trademark, and other intellectual property laws.

You may not modify, reproduce, distribute, create derivative works or adaptations of, publicly display or in any way exploit any of our content in whole or in part except as expressly authorized by us.

6. Privacy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

7. Subscription and Payment

Access to certain features of our services may require a paid subscription. All payments are processed securely through our payment processors. By subscribing to our services, you agree to pay all fees in accordance with the applicable subscription plan.

Subscription fees are billed in advance on a monthly basis. You may cancel your subscription at any time, but we do not provide refunds for the current billing period.

8. Disclaimer of Warranties

Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, timely, secure, or error-free.

Financial information and recommendations provided through our services are for informational purposes only and should not be considered as financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.

9. Limitation of Liability

To the maximum extent permitted by law, in no event shall FinMark AI, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use our services.

10. Indemnification

You agree to indemnify, defend, and hold harmless FinMark AI and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from your violation of these Terms and Conditions.

11. Term and Termination

These Terms and Conditions shall remain in full force and effect while you use our website or services. We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions.

12. Changes to Terms

We reserve the right to modify or replace these Terms and Conditions at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

13. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

FinMark AI
215 King Street West, Suite 2100
Toronto, ON M5V 3G6
Canada
Email: support@rapuje-wukuzi.sbs
Phone: +1 (437) 888-5412